5401 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5401 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,959 sqft · built 1920
Lot Size	0.707 acres (30,797 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jul 2017)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`74-18-746-0042-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0042-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,959 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	30,797 sqft (0.707 acres)
Lot Dimensions	300 ft deep x 110 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5401 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	NLY 110' OF SLY 210' OF OUTLOT A SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT RECORDED IN 52 OF PLATS PG 11 ST CLAIR
Legal Subdivision	SUPERVISORS ROBERT BAKER PLAT
Legal Lot Number	A
Legal Unit	A
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5401 River Rd is owned and occupied by an individual who bought it in July 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5401 RIVER RD, EAST CHINA, MI 48054-4180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Deed Document Number	201716810
Deed Book / Page	4846 / 657
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	004166/627
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5401 RIVER RD, EAST CHINA, MI 48054-4180
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 RIVER RD, EAST CHINA, MI 48054-4180

Mortgage

Document Number	0005506538
Date	Apr 4, 2022
Book Page	5506/538
Instrument	2022008745

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 6, 2017
Property Address	5401 RIVER RD, EAST CHINA, MI 48054-4180
Document Number	004846/657
Book / Page	4846 / 657
Map Reference	MB 52 PG 11
Instrument Date	Jun 19, 2017
Instrument	2017016810
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 RIVER RD, 5401, EAST CHINA, MI 48054-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 BELLE RIVER RD, CHINA, MI 48054-3320

Tax Assessment & Valuation

The 2025 property tax bill for 5401 River Rd was $3,418 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,000 (+10.03%)	$338,000
2025	$3,418.00 (+3.99%) Homeowner's exemption	$153,600
2024	$3,287.00		$307,200
2023		$151,400
2022	$3,111.00		$302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Duke Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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