5391 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5391 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,006 sqft
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`74-18-746-0039-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0039-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft

Exterior

Architectural Style	Ranch
Lot Area	21,475 sqft (0.493 acres)
Lot Dimensions	153 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5391 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	S 70' OF N 110' OF OUTLOT A SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT REOCRDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY
Legal Subdivision	ROBERT BAKER PLAT
Legal Lot Number	A
Legal Unit	A
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5391 River Rd is owned and occupied by two individuals who acquired it in September 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 3, 2019	Quit Claim Deed, Transfer · FHA Mortgage MICHIGAN SCHOOLS & GOV'T CU
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MTG/MI
Jun 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019
Deed Sale	Sep 3, 2019
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	201917981
Deed Book / Page	5092 / 582
Prior Transfer Date	Aug 24, 2019
Prior Transfer Doc	0005092582
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5391 RIVER RD, CHINA, MI 48054-4179

Mortgage

Document Number	5385632
Date	Jun 28, 2021
Book Page	5385/632
Instrument	2021018868

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 3, 2019
Property Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Document Number	0050920582
Book / Page	005092 / 000582
Instrument Date	Aug 24, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	BEST HOME TITLE, BEST HM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5391 RIVER RD EAST CHINA MI 480544179, EAST CHINA, MI 48054-4179

Mortgage

Document Number	50920584
Date	Sep 3, 2019
Book Page	005092/000584

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Document Number	0049300717
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5391 RIVER RD EAST CHINA MI 480544179, EAST CHINA, MI 48054-4179

Mortgage

Document Number	0049300717
Date	Apr 3, 2018
Book Page	004930/000717

Lender

Name	FIFTH THIRD BK/ESTN MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 12, 2017
Property Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Document Number	0048670957
Book / Page	004867 / 000957
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 N 4TH ST ST CLAIR MI 480794815, ST CLAIR, MI 48079-4815

Mortgage

Document Number	48670958
Date	Sep 12, 2017
Book Page	004867/000958

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 23, 2017
Property Address	5391 RIVER RD, EAST CHINA, MI 48054-4179
Document Number	0048430293
Book / Page	004843 / 000293
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1865 S PARKER ST MARINE CITY MI 480392342, MARINE CITY, MI 48039-2342

Tax Assessment & Valuation

The 2025 property tax bill for 5391 River Rd was $2,720 with a homeowner's exemption, up 3.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,100 (+9.07%)	$262,200
2025	$2,720.00 (+3.94%) Homeowner's exemption	$120,200
2024	$2,617.00		$240,400
2023		$118,800
2022	$2,475.00		$237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5391 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5391 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Duke Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures