Union County property record for 5401 Armfield Mill Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 944 sqft · built 1960 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2020) |
| Tax Bill | $899 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-120-014 |
| Primary APN | 04-120-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 5401 ARMFIELD MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 7677-0216 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20901 |
5401 Armfield Mill Rd is owned and occupied by an individual who bought it in May 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 30, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Dec 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on File |
| Deed Sale | May 22, 2020 · Amount on File |
| Prior Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 202017841 |
| Deed Book / Page | 7677 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 22, 2020 |
| Property Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Document Number | 0007677216 |
| Book / Page | 7677 / 216 |
| Instrument Date | May 22, 2020 |
| Instrument | 17841 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Document Number | 0000017842 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 17842 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Document Number | 0007226412 |
| Book / Page | 7226 / 412 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 0024719 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Document Number | 0000024720 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 0024720 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 5, 2017 |
| Property Address | 5401 ARMFIELD MILL RD, MONROE, NC 28112-7400 |
| Document Number | 7064711 |
| Book / Page | 007064 / 000711 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 35454 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3047 PINEWOOD HILL DR MATTHEWS NC 281050889, MATTHEWS, NC 28105-0889 |
The 2025 property tax bill for 5401 Armfield Mill Rd was $899.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,100 (-) Land $50,200 Building $137,900 | $188,100 (-) Land $50,200 Building $137,900 | |
| 2025 | $899.00 | $188,100 Land $50,200 Building $137,900 | $188,100 Land $50,200 Building $137,900 |
| 2023 | $643.00 | $103,300 Land $28,000 Building $75,300 | $103,300 Land $28,000 Building $75,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5401 Armfield Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5401 Armfield Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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