5714 Armfield Mill Rd, Monroe, NC 28112 Property Records

Union County property record for 5714 Armfield Mill Rd, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2023
Lot Size3.85 acres (168,054 sqft)
Owner2 Individual Names on Record
Last Sale$709,000 (Jan 2024)
Tax Bill$3,268 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN04-123-017B

Property Details

APN / Parcel Number

Primary APN04-123-017B

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area168,054 sqft (3.85 acres)

Location & Zoning

Street Address5714 ARMFIELD MILL RD
CityMONROE
StateNC
Zip28112-7643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#3 OPCQ469
Legal SubdivisionBLUE COLLAR HOMES LLC
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group3
Census Block3030
Census Tract20901

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5714 ARMFIELD MILL RD, MONROE, NC 28112-7643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UWHARRIE BANK
Jun 15, 2023Warranty Deed, Construction Loan · Construction Mortgage
SHEPHERDS FINANCE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Deed Document Number2024765
Deed Book / Page8838 / 542
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 12, 2024
Property Address5714 ARMFIELD MILL RD, MONROE, NC 28112-7643
Document Number0008838542
Book / Page8838 / 542
Map ReferenceCAB Q FILE 469
Instrument DateJan 12, 2024
Instrument765
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,418.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8503 NOAH HELMS RD, INDIAN TRAIL, NC 28079-8734

Transferred To (Grantee/Buyer)

NameVerified Name
Address5714 ARMFIELD MILL RD, MONROE, NC 28112-7643

Mortgage

Document Number0000000766
DateJan 12, 2024
Instrument766
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

June 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 15, 2023
Property Address5714 ARMFIELD MILL RD, MONROE, NC 28112-7643
Document Number0008727179
Book / Page8727 / 179
Map ReferenceCAB Q FILE 469
Instrument DateJun 14, 2023
Instrument14234
Transaction TypeConstruction Loan
Record UpdatedMar 31, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5009 DWIGHT STARNES RD, WAXHAW, NC 28173-9562

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 WRIGHT RD, INDIAN TRAIL, NC 28079-8720
InvestorPossibly a Property Investor

Mortgage

Document Number0000014235
DateJun 15, 2023
Instrument14235
Lender
NameSHEPHERDS FINANCE LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,268.00 (+1,114.87%)$683,400 (+1,478.29%) Land $110,600 Building $572,800$683,400 (+1,478.29%) Land $110,600 Building $572,800
2023$269.00$43,300 Land $43,300$43,300 Land $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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