5400 Hobbit Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 5400 Hobbit Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,506 sqft · built 1999
Lot Size	3.19 acres (139,044 sqft)
Owner	Company Name on File
Tax Bill	$18,765 (2025)
Deeds & Mortgages	Nov 2022 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0125-0081-00`

Property Details

APN / Parcel Number

Primary APN	`529-0125-0081-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,506 sqft Living Area
1st Floor Area	1,998 sqft
2nd Floor Area	1,508 sqft
Basement Area	1,998 sqft
Finished Basement	1,200 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	139,044 sqft (3.19 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5400 HOBBIT RD
City	CINCINNATI
State	OH
Zip	45243-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5435 HOBBIT RD AC IRR LOT 3 RE-SUB LOTS 2-3 HOBBIT HILL SUB
Legal Subdivision	HOBBIT HILL SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3003
Census Tract	24401

Owner

5400 Hobbit Rd is owned by a company that acquired it in November 2022 and is owner-occupied.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5400 HOBBIT RD, CINCINNATI, OH 45243-3932
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Limited Warranty Deed, Transfer
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022
Deed Sale	Nov 4, 2022
Prior Sale	Aug 12, 1999 · Amount on File
Deed Document Number	2022-0103535
Deed Book / Page	14788 / 1100
Record Updated	Jun 8, 2026

November 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2022
Property Address	5400 HOBBIT RD, CINCINNATI, OH 45243-3932
Document Number	0000103535
Book / Page	14788 / 1100
Instrument Date	Oct 4, 2022
Instrument	2022-0103535
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7820 INDIAN HILL RD, CINCINNATI, OH 45243-3904
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5400 HOBBIT RD, CINCINNATI, OH 45243-3932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068502
Date	Jul 28, 2017
Instrument	17-0068502

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5400 Hobbit Rd was $18,765, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,765.00 (+2.16%)	$512,421 (-) Land $281,736 Building $230,685
2024	$18,369.00 (-0.07%)	$512,421 (-) Land $281,736 Building $230,685
2023	$18,381.00 (+14.04%)	$512,421 (+38.58%) Land $281,736 Building $230,685	$1,464,060 Land $804,960 Building $659,100
2022	$16,118.00 Homeowner's exemption	$369,758 Land $204,134 Building $165,624
2020			$1,056,450 Land $583,240 Building $473,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5400 Hobbit Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Hobbit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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