Cherokee County property record for 5400 Hidden Point Dr, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2017 |
| Square Footage | 1,194 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Last Sale | $38,000 (2015) |
| Primary APN | 13-10-08-33-0-000-006.040 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,194 sqft Living Area |
|---|---|
| Upper Floors | 294 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Carport | Carport |
| Carport Area | 900 sqft Carport |
| Deck Area | 280 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 225 sqft Porch |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 29821 |
|---|---|
| Street Address | 5400 HIDDEN POINT DR |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5070 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 78 HIDDEN POINT SUB 11/58 UNDIVIDED INTEREST IN COMMON AREA & PRIVATE DR. |
| Legal Subdivision | HIDDEN POINT SUB |
| Legal Lot Number | 78 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-08-33-0-000-006.040
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5400 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5070 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on Record |
| Deed Sale | Sep 28, 2015 · Amount on Record |
| Prior Sale | Oct 06, 2008 · Amount on Record |
| Deed Doc Number | 190347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 5400 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5070 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000208433 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 208433 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 5400 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5070 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000228389 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 228389 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2038 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $14,240 (-6.68%) Land $1,120 Building $13,120 | $153,800 (+0.79%) Land $11,200 Building $142,600 |
| 2023 | $664.00 Homeowner's exemption | $15,260 (+613.08%) | $152,600 (-) Land $10,000 Building $142,600 |
| 2022 | $664.00 Homeowner's exemption | $2,140 Land $1,000 Building $1,140 | $152,600 Land $10,000 Building $142,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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