5330 Hidden Point Dr, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5330 Hidden Point Dr, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 2021
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jul 2014)
Tax Bill	$818 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-10-08-33-0-000-006.048`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-33-0-000-006.048`
Alternative APNs	`ALT APN:1008330000006048` `28274`

Interior

Stories	1 Story
Building Area	1,496 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Account Number	28274
Street Address	5330 HIDDEN POINT DR
City	CEDAR BLUFF
State	AL
Zip	35959-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 HIDDEN POINT SUB 11/58 UNDIVIDED INTEREST IN COMMON AREA & PRIVATE DR.
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	70
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2060
Census Tract	955701

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5330 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	0184834
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5330 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5073
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211465
Date	Mar 23, 2020
Instrument	211465

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2021

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5330 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5073
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219409
Date	Jul 22, 2021
Instrument	219409

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2046

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5330 HIDDEN POINT DR, CEDAR BLUFF, AL 35959-5073
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217443
Date	Apr 1, 2021
Instrument	217443

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$818.00 (+0.86%) Homeowner's exemption	$17,840 (+891.11%) Land $1,240 Building $16,600	$185,100 (+0.71%) Land $12,300 Building $172,800
2024	$811.00 Additional exemption filed	$1,800 (-90.22%) Land $1,100 Building $700	$183,800 (-) Land $11,000 Building $172,800
2023	$811.00 (-53.04%)	$18,400 (+413.97%)	$183,800 (-) Land $11,000 Building $172,800
2022	$1,727.00	$3,580 Land $2,200 Building $1,380	$183,800 Land $11,000 Building $172,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10

May also be available: T-Mobile.

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