540 Whitestone Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 540 Whitestone Ln, Smithton, IL 62285

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,556 sqft · built 2006
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$182,500 (Feb 2006)
Tax Bill$6,246 (2025)
Deeds & MortgagesDec 2020 Mortgage
APN13-28-0-205-003

Property Details

APN / Parcel Number

Primary APN13-28-0-205-003

Interior

Full Baths4 Baths
Stories1 Story
Building Area1,556 sqft Living Area
Basement Area1,556 sqft
Unfinished Basement1,556 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address540 WHITESTONE LN
CitySMITHTON
StateIL
Zip62285-1568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS OF FIELDSTONE 1ST ADD LT 111 IN FREEBURG COMM CONSOL DIST #70 A02332620
Legal SubdivisionMANORS OF FIELDSTONE 1ST ADD
Legal Block205
Legal Lot Number111
JurisdictionST CLAIR IL
Township / Civil DivisionSMITHTON
Census Block Group3
Census Block3002
Census Tract503906

Owner

540 Whitestone Ln is owned and occupied by two individuals who bought it in February 2006.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address540 WHITESTONE LN, SMITHTON, IL 62285-1568
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2006 · Amount on File
Deed SaleFeb 16, 2006 · Amount on File
Prior SaleOct 3, 2005 · Amount on File
Deed Document Number20061961813
Deed Book / Page4297 / 1576
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address540 WHITESTONE LN, SMITHTON, IL 62285-1568
Document Number00A2682941
Instrument DateDec 31, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address540 WHITESTONE LN SMITHTON IL 622851568, SMITHTON, IL 62285-1568

Mortgage

Document Number00A2682941
DateJan 11, 2021
Instrument2682941
Lender
NameNEIGHBORS CU
AddressSAINT PETERS, MO 63376
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 10, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 540 Whitestone Ln was $6,246 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionSmithton Township
MunicipalitySmithton Village
Elementary School DistrictFreeburg Community Consolidated School District 70 (PK - 08)
Secondary School DistrictFreeburg Community High School District 77 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,246.00$85,848 Land $18,707 Building $67,141$257,544 Land $56,121 Building $201,423
2022$70,465 Land $16,126 Building $54,339$211,395 Land $48,378 Building $163,017
2019$5,112.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 540 Whitestone Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Whitestone Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTON
serves 4,381 people · EPA ID IL1631300
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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