528 Whitestone Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 528 Whitestone Ln, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,695 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,028 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2021 Sale & Mortgage
APN	`13-28-0-205-007`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-205-007`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
Upper Floors Area	20 sqft
Basement Area	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	528 WHITESTONE LN
City	SMITHTON
State	IL
Zip	62285-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE 1ST ADD LOT 108 IN SMITHTON COMM CONSOL DIST #130 A02703216 A02788593
Legal Subdivision	MANORS OF FIELDSTONE 1ST ADD
Legal Block	205
Legal Lot Number	108
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3011
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 WHITESTONE LN, SMITHTON, IL 62285-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023
Deed Sale	Aug 8, 2023
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	20232788593
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0002788593
Record Updated	Oct 29, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 8, 2023
Property Address	528 WHITESTONE LN, SMITHTON, IL 62285-1568
Document Number	0A02788593
Map Reference	MB 106 PG 24
Instrument Date	Aug 1, 2023
Instrument	A02788593
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WHITESTONE LN, SMITHTON, IL 62285-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 15, 2021
Property Address	528 WHITESTONE LN, SMITHTON, IL 62285-1568
Document Number	A02703216
Map Reference	MB 106 PG 24
Instrument Date	Jun 14, 2021
Instrument	A02703216
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 WHITESTONE LN, SMITHTON, IL 62285-1568

Mortgage

Document Number	A02703217
Date	Jun 15, 2021
Instrument	A02703217

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,028.00 (+71.1%)	$129,911 (+52.43%) Land $18,162 Building $111,749	$389,733 (+52.43%) Land $54,486 Building $335,247
2022		$85,226 Land $15,657 Building $69,569	$255,678 Land $46,971 Building $208,707
2019	$5,861.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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