540 Thomas St, Bethlehem, PA 18015 Property Records

Northampton County property record for 540 Thomas St, Bethlehem, PA 18015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,013 sqft · built 1900
Lot Size	0.023 acres (1,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 2019)
Tax Bill	$214 (2026)
Deeds & Mortgages	Sep 2019 Sale Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4762-12-3294-8816`

Property Details

APN / Parcel Number

Primary APN	`4762-12-3294-8816`
Alternative APN	`P6SE2D 5 12F 0204`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,013 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Brick
Lot Area	1,045 sqft (0.023 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 THOMAS ST
City	BETHLEHEM
State	PA
Zip	18015-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY
Legal Block	5
Legal Lot Number	12F
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	4
Census Block	4012
Census Tract	11200

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 E 4TH ST, BETHLEHEM, PA 18015-1807
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Grant Deed, Transfer GRATEFUL ABSTRACT
Jan 17, 2019	Deed of Trust, Mortgage · Conventional with PMI ESSA BK&TR
Nov 21, 2017	Grant Deed, Transfer ESSA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Nov 21, 2017
Deed Document Number	19-1202669
Deed Book / Page	2019-1 / 202669
Record Updated	Jun 8, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Sep 23, 2019
Property Address	540 THOMAS ST, BETHLEHEM, PA 18015-3432
Document Number	0000025107
Book / Page	000001 / 202669
Instrument Date	Sep 16, 2019
Instrument	25107
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	GRATEFUL ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 E 4TH ST BETHLEHEM PA 180151807, BETHLEHEM, PA 18015-1807

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	540 THOMAS ST, BETHLEHEM, PA 18015-3432
Document Number	0000002011
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1065 PARK AVE #28A NEW YORK NY 101281001, 28A, NEW YORK, NY 10128-1001

Mortgage

Document Number	0000002011
Date	Jan 25, 2019
Book Page	000001/015156
Instrument	2011

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Nov 21, 2017
Property Address	540 THOMAS ST, BETHLEHEM, PA 18015-3432
Document Number	0000032133
Book / Page	000001 / 255159
Instrument Date	Nov 17, 2017
Instrument	32133
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	TWIN ABSTRACT AND SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$598.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1065 PARK AVE #28A NEW YORK NY 101281001, 28A, NEW YORK, NY 10128-1001

Mortgage

Document Number	32134
Date	Nov 21, 2017
Book Page	000001/255165
Instrument	32134

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$214.00 (-87.83%)	$19,900 (-) Land $6,000 Building $13,900
2024	$1,758.00	$19,900 Land $6,000 Building $13,900
1995			$39,800 Land $12,000 Building $27,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures