538 Thomas St, Bethlehem, PA 18015 Property Records

Northampton County property record for 538 Thomas St, Bethlehem, PA 18015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1900
Lot Size	0.031 acres (1,350 sqft)
Owner	Company Name on Record
Last Sale	$109,000 (Apr 2019)
Tax Bill	$264 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4762-12-3294-7406`

Property Details

APN / Parcel Number

Primary APN	`4762-12-3294-7406`
Alternative APN	`P6SE2D 5 12E 0204`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	500 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Brick
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	70 ft deep x 19 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 THOMAS ST
City	BETHLEHEM
State	PA
Zip	18015-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	4
Census Block	4012
Census Tract	11200

Owner

Source: Northampton County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 FREEDOM CT, MONTVILLE, NJ 07045-9156
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Apr 24, 2019	Grant Deed, Transfer KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT SV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Nov 30, 2000 · Amount on Record
Deed Document Number	20199515
Deed Book / Page	2019-1 / 072663
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Recording Date	Sep 24, 2026
Property Address	538 THOMAS ST, BETHLEHEM, PA 18015-3432
Document Number	0000023157
Book / Page	2026 / 219242
Instrument Date	Sep 21, 2026
Instrument	202623157
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	TRADITIONAL ABSTRACT CORPORATION, TRADITIONAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	28 BUCKINGHAM CIR, PINE BROOK, NJ 07058-9761

Mortgage

Document Number	0000023157,
Date	Sep 24, 2026
Book Page	2026/219242
Instrument	202623157

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	538 THOMAS ST, BETHLEHEM, PA 18015-3432
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005987
Date	Feb 16, 2021
Book Page	2021-1/50924
Instrument	2021005987

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Apr 24, 2019
Property Address	538 THOMAS ST, BETHLEHEM, PA 18015-3432
Document Number	0000009515
Book / Page	000001 / 072663
Instrument Date	Mar 5, 2019
Instrument	9515
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT SV

Transaction

Amount	Amount Recorded
Tax	$1,090.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	47 GLEN AVE PARAMUS NJ 076522310, PARAMUS, NJ 07652-2310

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$264.00 (-87.81%)	$24,500 (-) Land $6,300 Building $18,200
2024	$2,165.00	$24,500 Land $6,300 Building $18,200
1995			$49,000 Land $12,600 Building $36,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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