540 Swains Loop Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 540 Swains Loop Rd, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1963
Lot Size	5.1 acres (222,156 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Jan 2021)
Tax Bill	$1,793 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115-44`

Property Details

APN / Parcel Number

Primary APN	`1115-44`
Alternative APNs	`468928000` `028399`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	468928000
Street Address	540 SWAINS LOOP RD
City	JACKSONVILLE
State	NC
Zip	28546-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	SR 1465 SWAINS LOOP MBL HM PK
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2000
Census Tract	2300

Owner

Source: Onslow County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 383, MATTHEWS, NC 28106-0383
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Book / Page	5359 / 245
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0030600642
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 13, 2021
Property Address	540 SWAINS LOOP RD, JACKSONVILLE, NC 28546-8370
Document Number	0053590245
Book / Page	005359 / 000245
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14281 NOLEN LN CHARLOTTE NC 282773710, CHARLOTTE, NC 28277-3710

Mortgage

Document Number	53590250
Date	Jan 13, 2021
Book Page	005359/000250

Lender

Name	B JERRY & ANN M PIERCE
Address	PO BOX 1359, SWANSBORO, NC 28584-1359
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2022

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,793.00	$365,142 (+33.36%) Land $185,110 Building $180,032	$365,142 (+33.36%) Land $185,110 Building $180,032
2023	$1,793.00	$273,810 Land $125,110 Building $148,700	$273,810 Land $125,110 Building $148,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (2010–2018)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20