Onslow County property record for 520 Swains Loop Rd, Jacksonville, NC 28546
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1960 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $602 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1115-46 |
| Primary APN | 1115-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 437864000 |
|---|---|
| Street Address | 520 SWAINS LOOP RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-8370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | SR 1465 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2300 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 SWAINS LOOP RD, JACKSONVILLE, NC 28546-8370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 19, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 1998 |
| Deed Sale | Apr 8, 1998 |
| Deed Book / Page | 1444 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 520 SWAINS LOOP RD, JACKSONVILLE, NC 28546-8370 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0059910393 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 5991/393 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 19, 2017 |
| Property Address | 520 SWAINS LOOP RD, JACKSONVILLE, NC 28546-8370 |
| Document Number | 0047160287 |
| Book / Page | 004716 / 000287 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 SWAINS LOOP RD JACKSONVILLE NC 285468370, JACKSONVILLE, NC 28546-8370 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602.00 | $132,283 (+43.91%) Land $45,540 Building $86,743 | $132,283 (+43.91%) Land $45,540 Building $86,743 |
| 2023 | $602.00 | $91,918 Land $31,880 Building $60,038 | $91,918 Land $31,880 Building $60,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 14 (2010–2018) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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