540 Snow Hill Rd, Franklin, NC 28734 Property Records

Macon County property record for 540 Snow Hill Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1942
Lot Size	8.01 acres (348,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,292 (Mar 2026)
Tax Bill	$1,311 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2026 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6588417781`

Property Details

APN / Parcel Number

Primary APN	`6588417781`
Alternative APNs	`146526` `119474`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,194 sqft Heated Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	348,916 sqft (8.01 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	144 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	119474
Street Address	540 SNOW HILL RD
City	FRANKLIN
State	NC
Zip	28734-4384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RD 1350 SPLIT TR BY PC 10793
Legal Tract	BY
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1100
Census Tract	970100

Owner

Source: Macon County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CEDAR HILL DR, ASHEVILLE, NC 28803-3044
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2026	Deed, Foreclosure
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Mar 27, 2020	Warranty Deed, Transfer
Dec 3, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20261774
Deed Book / Page	H- / 44.1186
Prior Transfer Date	Mar 17, 2026
Prior Transfer Doc	00H44/1186
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 12, 2026
Property Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384
Document Number	0000002913
Book / Page	44 / 113
Instrument Date	Apr 22, 2026
Instrument	20262913
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR HILL DR, ASHEVILLE, NC 28803-3044
Investor	Possibly a Property Investor

March 2026: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MACON NC
Recording Date	Mar 25, 2026
Property Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384
Document Number	00H44/1186
Book / Page	H-44 / 1186
Map Reference	CARD 10793
Instrument Date	Mar 17, 2026
Instrument	2026001774
Transaction Type	Foreclosure
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 S UNION PARK AVE STE 400, 400, MIDVALE, UT 84047-5560
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 26, 2023
Property Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384
Document Number	000M42/434
Book / Page	M-42 / 434
Map Reference	CARD 10793
Instrument Date	Apr 24, 2023
Instrument	2023002404
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 RED RD, HOWE, TX 75459-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384

Mortgage

Document Number	2023002405
Date	Apr 26, 2023
Instrument	2023002405

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 27, 2020
Property Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384
Document Number	000V39/160
Book / Page	V-39 / 160
Map Reference	CARD 10793
Instrument Date	Mar 16, 2020
Instrument	2020002034
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 RED RD, HOWE, TX 75459-3604

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Dec 3, 2018
Property Address	540 SNOW HILL RD, FRANKLIN, NC 28734-4384
Document Number	00Y38/0267
Book / Page	Y-38 / 0267
Instrument Date	Nov 27, 2018
Instrument	2018008257
Transaction Type	Foreclosure
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$199.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MEADOW WOOD CIR, FRANKLIN, NC 28734-4501

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,311.00	$342,440 (+0.53%) Land $127,750 Building $214,690	$342,440 (+0.53%) Land $127,750 Building $214,690
2025	$1,311.00 (+0.92%)	$340,640 (-) Land $127,750 Building $212,890	$340,640 (-) Land $127,750 Building $212,890
2023	$1,299.00	$340,640 Land $127,750 Building $212,890	$340,640 Land $127,750 Building $212,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Skyrunner.

Cell Coverage

5G (outdoors only) and 4G LTE

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