540 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 540 Simms St, Aurora, IL 60505 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1924
Square Footage	1,232 sqft Living Area
Lot Size	2,613 sqft (0.6 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2022)
Tax Bill	$3,188.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-27-451-028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Living Area
Gross Area	2,244 sqft Gross Area
Basement Area	616 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	2,613 sqft (0.6 acres)
Depth X Width	66 ft x 40.5 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	204 sqft Garage
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	540 SIMMS ST
City	AURORA
State	IL
Zip	60505-5286
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CARROLLS SUBDN WLY 40 1/2 FT E 125 1/2 FT LOT 9
Legal Subdivision	CARROLLS SUB
Legal Block	3
Legal Lot Number	9
Jurisdiction	KANE IL
Minor Civil Division	AURORA
Census Blockgroup	3
Census Block	3006
Census Tract	854302

Owner

Source: Kane County records · APN 15-27-451-028

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 SIMMS ST, AURORA, IL 60505-5286
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2022 · Amount on Record
Deed Sale	Mar 09, 2022 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Doc Number	202213214
Prior Transfer Date	Dec 22, 2003
Prior Transfer Doc	0000058300
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 09, 2022
Property Address	540 SIMMS ST, AURORA, IL 60505-5286
Document Number	0000013214
Instrument Date	Feb 02, 2022
Instrument	2022K013214
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 MARSCH AVE, 154, MONTGOMERY, IL 60538-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety

Mortgage

Document Number	0000013215
Date	Mar 09, 2022
Instrument	2022K013215

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00 (+1.5%) Homeowner's exemption
2024		$51,943 (+25.62%) Land $3,395 Building $48,548	$155,891 (+25.67%) Land $10,189 Building $145,702
2022	$3,141.00 (+1.09%)	$41,348 (+7.41%) Land $2,767 Building $38,581	$124,044 (+7.41%) Land $8,301 Building $115,743
2021	$3,107.00	$38,495 Land $2,576 Building $35,919	$115,485 Land $7,728 Building $107,757

Flood & Wildfire

540 Simms St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Not exposed risk).

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not exposed less than 1% of exposed land nationally · less than 1% in Illinois
Wildfire Likelihood	Not exposed — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.