540 S 9th St, Berthoud, CO 80513 Property Records

Larimer County property record for 540 S 9th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,271 sqft · built 1993
Lot Size	0.216 acres (9,386 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Nov 1993)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94233-20-002`

Property Details

APN / Parcel Number

Primary APN	`94233-20-002`
Alternative APN	`R1372602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area
Gross Area	3,515 sqft
Basement Area	760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,386 sqft (0.216 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1372602
Street Address	540 S 9TH ST
City	BERTHOUD
State	CO
Zip	80513-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 2, HILLSDALE 3RD SUNDIVISION, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HILLSDALE SUNDIVISION
Legal Block	2
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4035
Census Tract	2700

Owner

Source: Larimer County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 S 9TH ST, BERTHOUD, CO 80513-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1993 · Amount on Record
Deed Sale	Nov 1, 1993 · Amount on Record
Prior Sale	Feb 1, 1993 · Amount on Record
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	540 S 9TH ST, BERTHOUD, CO 80513-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024160
Date	May 9, 2019
Instrument	20190024160

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Oct 26, 2024

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	540 S 9TH ST, BERTHOUD, CO 80513-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	8L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038356
Date	Jun 2, 2020
Instrument	20200038356

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,460.00 (+7.96%)	$34,194 (-10.6%) Land $3,125 Building $31,069	$547,100 (-4.17%) Land $50,000 Building $497,100
2023	$3,205.00 (+17.1%)	$38,250 (+34%) Land $3,350 Building $34,900	$570,900 (+39.01%) Land $50,000 Building $520,900
2022	$2,737.00	$28,544 Land $3,475 Building $25,069	$410,700 Land $50,000 Building $360,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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