Polk County property record for 540 S 3rd St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 882 sqft · built 1935 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,195 (Oct 2023) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BD-05100 |
| Primary APN | 08428-BD-05100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| Gross Area | 1,282 sqft |
| 1st Floor Area | 882 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 540 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 206053 |
|---|---|
| Street Address | 540 S 3RD ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILLS ADDITION LOT 2 BLOCK 3 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILLS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20305 |
Source: Polk County assessment roll, APN 08428-BD-05100, as of May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 S 3RD ST, INDEPENDENCE, OR 97351-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage OREGON STATE CU |
| May 24, 2019 | Warranty Deed, Transfer AMERITITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on Record |
| Deed Sale | Oct 18, 2023 · Amount on Record |
| Prior Sale | Jan 24, 2006 · Amount on Record |
| Deed Document Number | 20237858 |
| Prior Transfer Date | Feb 01, 2006 |
| Prior Transfer Doc | 0000001838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Oct 18, 2023 |
| Property Address | 540 S 3RD ST, INDEPENDENCE, OR 97351-1905 |
| Document Number | 0000007858 |
| Map Reference | VOL 1 PG 38 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023-007858 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 S 3RD ST # 5, 5, INDEPENDENCE, OR 97351-1905 |
| Document Number | 0000007859 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-007859 |
| Name | OREGON STATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | May 24, 2019 |
| Property Address | 540 S 3RD ST, INDEPENDENCE, OR 97351-1905 |
| Document Number | 0000005307 |
| Instrument Date | May 24, 2019 |
| Instrument | 5307 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 170 W ELLENDALE AVE #103-201 DALLAS OR 973381456, 103-20, DALLAS, OR 97338-1456 |
Source: Polk County assessment roll as of May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,570 (+2.99%) Land $41,770 Building $70,800 | $299,770 (-3.62%) Land $150,000 Building $149,770 | |
| 2025 | $1,994.00 (+3.75%) | $109,300 (+3%) Land $40,550 Building $68,750 | $311,030 (+3.96%) Land $149,300 Building $161,730 |
| 2024 | $1,922.00 (-2.49%) | $106,120 (+3%) Land $39,370 Building $66,750 | $299,180 (-1.37%) Land $137,000 Building $162,180 |
| 2023 | $1,971.00 (+8.96%) | $103,030 (+3%) Land $38,220 Building $64,810 | $303,330 (+14.03%) Land $138,200 Building $165,130 |
| 2022 | $1,809.00 | $100,030 Land $37,110 Building $62,920 | $266,000 Land $117,500 Building $148,500 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), as of October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 408 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hunter Communications & Technologies, Lumen Technologies.
Source: EPA Safe Drinking Water Information System, water system OR4100399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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