Polk County property record for 385 S 3rd St, Independence, OR 97351 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,128 sqft · built 1920 |
| Lot Size | 0.113 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 2008) |
| Tax Bill | $2,904 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BA-05200 |
| Primary APN | 08428-BA-05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,306 sqft |
| Attic | Attic |
| Attic Area | 1,644 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,900 sqft (0.113 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 203148 |
|---|---|
| Street Address | 385 S 3RD ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS TOWN OF INDEPENDENCE LOT 5 BLOCK 7 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILLS TOWN OF INDEPENDENCE |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-BA-05200
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 S 3RD ST, INDEPENDENCE, OR 97351-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 01, 2025 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit ORAGON COMMUNITY CU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2008 · Amount on Record |
| Deed Sale | Sep 08, 2008 · Amount on Record |
| Deed Document Number | 200811090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 385 S 3RD ST, INDEPENDENCE, OR 97351-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 385 S 3RD ST, INDEPENDENCE, OR 97351-1902 |
| Document Number | 0000002256 |
|---|---|
| Date | Apr 01, 2025 |
| Instrument | 2025-002256 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 385 S 3RD ST, INDEPENDENCE, OR 97351-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013092 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-013092 |
| Name | ORAGON COMMUNITY CU |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, OR 97475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 385 S 3RD ST, INDEPENDENCE, OR 97351-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000019087 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-019087 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,910 (+3%) Land $37,380 Building $126,530 | $391,430 (-4.59%) Land $140,000 Building $251,430 | |
| 2025 | $2,904.00 (+3.79%) | $159,140 (+3%) Land $36,290 Building $122,850 | $410,240 (+3.01%) Land $138,200 Building $272,040 |
| 2024 | $2,798.00 (-2.51%) | $154,510 (+3%) Land $35,230 Building $119,280 | $398,240 (-1.61%) Land $126,000 Building $272,240 |
| 2023 | $2,870.00 (+8.92%) | $150,010 (+2.99%) Land $34,210 Building $115,800 | $404,750 (+9.12%) Land $127,100 Building $277,650 |
| 2022 | $2,635.00 | $145,650 Land $33,210 Building $112,440 | $370,930 Land $111,250 Building $259,680 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Monmouth Independence Network | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Alyrica Networks | Fixed Wireless | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hunter Communications & Technologies, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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