540 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 540 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,703 sqft · built 2016
Lot Size	0.025 acres (1,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,126,000 (Feb 2025)
Tax Bill	$11,591 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`208-800-035-7`

Property Details

APN / Parcel Number

Primary APN	`208-800-035-7`
Alternative APN	`208-800-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
1st Floor Area	758 sqft
2nd Floor Area	775 sqft
Basement Area	170 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,093 sqft (0.025 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	540 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U35
Legal Subdivision	RYAN TERRACE SUB 9323 BLDG 12
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SNAPFI INC
Aug 13, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 26, 2020	Quit Claim Deed, Transfer SNAPFI INC
Aug 26, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 28, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Jan 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	202511700
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000225530
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 RYAN TER, SAN RAMON, CA 94583-1535

Mortgage

Document Number	0000140855
Date	Dec 17, 2025
Instrument	2025- 140855

Lender

Name	FREMONT BANK
Type	Bank
Address	2580 SHEA CENTER DR, LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 13, 2021
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000225528
Map Reference	MB 524 PG 12-14
Instrument Date	Aug 2, 2021
Instrument	2021-225528
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 RYAN TER, SAN RAMON, CA 94583-1535

Mortgage

Document Number	0000225529
Date	Aug 13, 2021
Instrument	2021-225529

Lender

Name	SNAPFI INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 13, 2021
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000225530
Map Reference	MB 524 PG 12-14
Instrument Date	Aug 2, 2021
Instrument	2021-225530
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	540 RYAN TER, SAN RAMON, CA 94583-1535

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000182987
Instrument Date	Aug 14, 2020
Instrument	182987
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

Mortgage

Document Number	182988
Date	Aug 26, 2020
Instrument	182988

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000182989
Instrument Date	Aug 14, 2020
Instrument	182989
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000038112
Map Reference	MB 524 PG 12-14
Instrument Date	Feb 24, 2020
Instrument	2020-038112
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	540 RYAN TER, SAN RAMON, CA 94583-1535

Mortgage

Document Number	0000038113
Date	Feb 28, 2020
Instrument	2020-038113

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000038114
Instrument Date	Feb 24, 2020
Instrument	38114
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000004636
Instrument Date	Dec 2, 2019
Instrument	4636
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2020
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000004637
Instrument Date	Dec 2, 2019
Instrument	4637
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 5, 2017
Property Address	540 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000227259
Instrument Date	Oct 24, 2017
Instrument	227259
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

Mortgage

Document Number	227260
Date	Dec 5, 2017
Instrument	227260

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,148,520 (+29.49%) Land $663,000 Building $485,520
2025	$11,591.00 (+4.83%)	$886,931 (+4.04%) Land $547,633 Building $339,298
2023	$11,057.00 (+1%) Homeowner's exemption	$852,493 Land $526,369 Building $326,124
2022	$10,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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