520 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 520 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,789 sqft · built 2016
Lot Size	0.024 acres (1,041 sqft)
Owner	Trust Name on File
Last Sale	$760,000 (Jul 2017)
Tax Bill	$11,275 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-800-033-2`

Property Details

APN / Parcel Number

Primary APN	`208-800-033-2`
Alternative APN	`208-800-033`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	794 sqft
Basement Area	259 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,041 sqft (0.024 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	520 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U33
Legal Subdivision	RYAN TERRACE BLDG 11
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

520 Ryan Ter, a condominium, is owner-occupied and held in a trust since June 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	520 RYAN TER, SAN RAMON, CA 94583-1535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUIDANCE RESIDENTIAL LLC
Jun 18, 2021	Intrafamily Transfer, Transfer
Jul 28, 2017	Grant Deed, Transfer · Conventional with PMI 2004-000058 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2017136182
Last Transfer Date	Jun 14, 2021
Transfer Doc	0000177523
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	520 RYAN TER, SAN RAMON, CA 94583-1535
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RYAN TER, SAN RAMON, CA 94583-1535

Mortgage

Document Number	0000017174
Date	Jan 20, 2021
Instrument	2021-017174

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2021
Property Address	520 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000177523
Map Reference	MB 524 PG 12-14
Instrument Date	Jun 14, 2021
Instrument	2021-177523
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RYAN TER, SAN RAMON, CA 94583-1535

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 28, 2017
Property Address	520 RYAN TER, SAN RAMON, CA 94583-1535
Document Number	0000136182
Instrument Date	Jul 5, 2017
Instrument	136182
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 RYAN TER SAN RAMON CA 945831535, SAN RAMON, CA 94583-1535

Mortgage

Document Number	136183
Date	Jul 28, 2017
Instrument	136183

Lender

Name	2004-000058 LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 Ryan Ter was $11,275 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,040 (+2%) Land $464,232 Building $417,808
2025	$11,275.00 Homeowner's exemption	$864,746 Land $455,130 Building $409,616
2023	$10,825.00 (+1.01%) Homeowner's exemption	$831,168 Land $437,457 Building $393,711
2022	$10,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 520 Ryan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Ryan Ter is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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