Cole County property record for 540 Rte U, Centertown, MO 65023 · Last verified June 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 497,455 sqft (11.4 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $1,295.00 (2025) |
| Primary APN | 08-01-01-0000-002-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,392 sqft Living Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Basement Area | 1,392 sqft Basement |
| Unfinished Basement | 1,392 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Historical Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 497,455 sqft (11.4 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 540 ROUTE U |
|---|---|
| City | CENTERTOWN |
| State | MO |
| Zip | 65023-3407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PT W 1/2 NE QTR NW QTR LYING W OF RT U |
| Legal Range | 14W |
| Legal Township | 44N |
| Legal Section | 01 |
| Jurisdiction | COLE MO |
| Minor Civil Division | MARION |
| Census Blockgroup | 1 |
| Census Block | 1081 |
| Census Tract | 20600 |
Source: Cole County records · APN 08-01-01-0000-002-002
Assessment roll updated August 21, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 ROUTE U, CENTERTOWN, MO 65023-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2019 | Deed of Trust, Mortgage · Balloon Payment CENTRAL TRUST BANK |
| Sep 07, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance RIVER REGION CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 540 ROUTE U, CENTERTOWN, MO 65023-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 702/907 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 702/907 |
| Instrument | 201908889 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 540 ROUTE U, CENTERTOWN, MO 65023-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 730/583 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 730/583 |
| Instrument | 20220929 |
| Name | RIVER REGION CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Cole County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (+14.8%) | $21,800 (-) Land $2,970 Building $18,830 | $118,300 (-) Land $16,000 Building $102,300 |
| 2023 | $21,800 Land $2,970 Building $18,830 | $118,300 Land $16,000 Building $102,300 | |
| 2022 | $1,128.00 |
540 Rte U is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cole County (29051C), updated November 2, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 54th in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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