Cole County property record for 478 Rte U, Centertown, MO 65023 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,153 sqft Living Area |
| Lot Size | 49,223 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $364,080 (2025) |
| Tax Bill | $1,524.00 (2025) |
| Primary APN | 07-07-36-0003-003-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,153 sqft Living Area |
| 1st Floor | 1,153 sqft 1st Floor |
| Basement Area | 948 sqft Basement |
| Finished Basement | 948 sqft Finished |
| Unfinished Basement | 1,460 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 49,223 sqft (1.13 acres) |
| Depth X Width | 263 ft x 198 ft Depth x Width |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 478 ROUTE U |
|---|---|
| City | CENTERTOWN |
| State | MO |
| Zip | 65023-3420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLACK ROCK LOT 2 |
| Legal Range | 14W |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | BLACK ROCK |
| Legal Lot Number | 2 |
| Jurisdiction | COLE MO |
| Minor Civil Division | MARION |
| Census Blockgroup | 1 |
| Census Block | 1082 |
| Census Tract | 20600 |
Source: Cole County records · APN 07-07-36-0003-003-008
Assessment roll updated August 21, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2017 | Deed of Trust, Mortgage US BANK NA |
| Feb 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 08, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Apr 24, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 11, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | May 08, 2024 · Amount on Record |
| Deed Doc Number | 20253200 |
| Deed Book / Page | 768 / 737 |
| Prior Transfer Date | May 11, 2023 |
| Prior Transfer Doc | 000749/766 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000676/0000000601 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 0000000676/0000000601 |
| Instrument | 201704576 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000777/335 |
|---|---|
| Date | Feb 09, 2026 |
| Book Page | 777/335 |
| Instrument | 202601087 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00758/1000 |
|---|---|
| Date | May 08, 2024 |
| Book Page | 758/1000 |
| Instrument | 202403418 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Apr 24, 2025 |
| Property Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Document Number | 000768/737 |
| Book / Page | 768 / 737 |
| Map Reference | MB 11 PG 7 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 202503200 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Name | Verified Name |
|---|---|
| Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Document Number | 0202503201 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 202503201 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | May 11, 2023 |
| Property Address | 478 ROUTE U, CENTERTOWN, MO 65023-3420 |
| Document Number | 000749/766 |
| Book / Page | 749 / 766 |
| Instrument Date | May 11, 2023 |
| Instrument | 202303512 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 478 ROUTE U # 4, 4, CENTERTOWN, MO 65023-3420 |
Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,524.00 (+0.26%) | $26,660 (-) Land $2,890 Building $23,770 | $140,300 (-) Land $15,200 Building $125,100 |
| 2024 | $1,520.00 (+4.97%) | ||
| 2023 | $26,660 Land $2,890 Building $23,770 | $140,300 Land $15,200 Building $125,100 | |
| 2022 | $1,448.00 |
478 Rte U is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cole County (29051C), updated November 2, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 74th in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures