520 Roberts Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 520 Roberts Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 1988
Lot Size	1.01 acres (43,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jul 2023)
Tax Bill	$7,131 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010551-0030`

Property Details

APN / Parcel Number

Primary APN	`010551-0030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	2,114 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,995 sqft (1.01 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	612 sqft
Porch	Finished/Open Porch
Porch Area	570 sqft
Deck Area	454 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 ROBERTS RD
City	SAINT JOHNS
State	FL
Zip	32259-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	17/65-66 MALLARD LANDING UNIT ONE LOT 3 OR5790/585
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	MALLARD LANDING UNIT 1
Legal Block	2
Legal Lot Number	3
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 31, 2019	Warranty Deed, Transfer · VA Mortgage US BANK NA
Aug 9, 2018	Quit Claim Deed, Transfer · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202354051
Deed Book / Page	5790 / 585
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0045940781
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2023
Property Address	520 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0057900585
Book / Page	5790 / 585
Map Reference	MB 17 PG 65&66
Instrument Date	Jun 21, 2023
Instrument	2023054051
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 GRAND CYPRESS DR, SAINT JOHNS, FL 32259-1981

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 ROBERTS RD, SAINT JOHNS, FL 32259-8913

Mortgage

Document Number	0005790587
Date	Jul 12, 2023
Instrument	5790/587

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 31, 2019
Property Address	520 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0048230150
Book / Page	4823 / 0150
Map Reference	MB 17 PG 65&66
Instrument Date	Oct 23, 2019
Instrument	2019081392
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 HAVANA RD, 335, OWATONNA, MN 55060-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ROBERTS RD, JACKSONVILLE, FL 32259-8913

Mortgage

Document Number	0004823152
Date	Oct 31, 2019
Instrument	4823/152

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 9, 2018
Property Address	520 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0045940781
Book / Page	004594 / 000781
Instrument Date	Jul 9, 2018
Instrument	57620
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ROBERTS RD ST JOHNS FL 322598913, ST JOHNS, FL 32259-8913

Mortgage

Document Number	45940783
Date	Aug 9, 2018
Book Page	004594/000783
Instrument	57622

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,803 (+11.66%)	$656,630 (+9.03%) Land $130,000 Building $526,630
2025	$7,131.00 (+11.74%) Homeowner's exemption	$543,414 (+2.9%)	$602,254 (+1.97%) Land $130,000 Building $472,254
2024	$6,382.00 (+29.14%) Homeowner's exemption	$528,099 (+29.22%)	$590,625 (+8.99%) Land $130,000 Building $460,625
2023	$4,942.00 (+2.74%) Homeowner's exemption	$408,669 (+3%)	$541,908 (-0.65%) Land $140,000 Building $401,908
2022	$4,810.00 Homeowner's exemption	$396,766	$545,452 Land $145,600 Building $399,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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