540 Riverview Rd, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 540 Riverview Rd, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,155 sqft · built 2003
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 1976)
Tax Bill	$18,174 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`841-15-013`

Property Details

APN / Parcel Number

Primary APN	`841-15-013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,155 sqft Living Area
1st Floor Area	4,155 sqft
Basement Area	4,138 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	370 ft deep x 428 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	540 RIVERVIEW RD
City	GATES MILLS
State	OH
Zip	44040-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	S/L PT VAC ST VOL 323 PG 60 FF 428-69 D 370-47 2,008 AC OL 128-138 2004 S/R ADDITIONAL PARCELS 841-15-014 ,841-15-015 AND
Legal Subdivision	S/R ADD
Legal Lot Number	1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	2
Census Block	2004
Census Tract	194500

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	540 RIVERVIEW RD, GATES MILLS, OH 44040-9649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1976 · Amount on Record
Deed Sale	Jul 1, 1976 · Amount on Record
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	540 RIVERVIEW RD, GATES MILLS, OH 44040-9649
Document Number	0009240283
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 RIVERVIEW RD GATES MILLS OH 440409649, GATES MILLS, OH 44040-9649

Mortgage

Document Number	0009240283
Date	Sep 24, 2018
Instrument	9240283

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,174.00 (-0.07%) Homeowner's exemption Senior Citizen's exemption	$292,810 (-) Land $62,720 Building $230,090
2024	$18,187.00 (+27.64%) Homeowner's exemption Senior Citizen's exemption	$292,810 (+43.77%) Land $62,720 Building $230,090	$836,600 (+43.77%) Land $179,200 Building $657,400
2023	$14,249.00 (+0.45%) Homeowner's exemption Senior Citizen's exemption	$203,670 (-) Land $29,260 Building $174,410
2022	$14,185.00 Homeowner's exemption Senior Citizen's exemption	$203,670 Land $29,260 Building $174,410
2021			$581,900 Land $83,600 Building $498,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1978–2009)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Feb 2009 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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