New Castle County property record for 540 Ratledge Rd, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba |
| Lot Size | 0.221 acres (9,606 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,141 (2023) |
| Deeds & Mortgages | Mar 2026 Transfer Nov 2023 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-007.00-020 |
| Primary APN | 13-007.00-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 9,606 sqft (0.221 acres) |
| Street Address | 540 RATLEDGE RD |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | MONARCH |
| Legal Lot Number | 41 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 16611 |
Source: New Castle County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20184 PHILLIPS ST, REHOBOTH BEACH, DE 19971-8049 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 31, 2026 | Intrafamily Transfer, Transfer |
| Nov 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage BH LENDING LLC |
| Sep 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA |
| Jun 2, 2022 | Deed of Trust, Mortgage · Unknown WELLS FARGO BANK NA |
| Dec 11, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 31, 2026 |
| Property Address | 540 RATLEDGE RD, MIDDLETOWN, DE 19709-9242 |
| Document Number | 0000022570 |
| Map Reference | DOC 20251209-0088310 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20260331-0022570 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20184 PHILLIPS ST, REHOBOTH BEACH, DE 19971-8049 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 540 RATLEDGE RD, MIDDLETOWN, DE 19709-9242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 30 S HOPE CHAPEL RD, JACKSON, NJ 08527-5018 |
| Document Number | 0000079192 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 20231128-0079192 |
| Name | BH LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSON, NJ 08527 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 540 RATLEDGE RD, MIDDLETOWN, DE 19709-9242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000064890 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 20230928-0064890 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 540 RATLEDGE RD, MIDDLETOWN, DE 19709-9242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20184 PHILLIPS ST, REHOBOTH BEACH, DE 19971-8049 |
| Document Number | 0000057036 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 20220602-0057036 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Dec 11, 2018 |
| Property Address | 540 RATLEDGE RD, MIDDLETOWN, DE 19709-9242 |
| Document Number | 0000067890 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 67890 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1000 N KING ST WILMINGTON DE 198013335, WILMINGTON, DE 19801-3335 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,692,800 (+251.42%) Land $1,394,800 Building $298,000 | |
| 2023 | $1,141.00 | $481,700 (-) Land $462,800 Building $18,900 |
| 2022 | $481,700 Land $462,800 Building $18,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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