505 Ratledge Rd, Middletown, DE 19709 Property Records

New Castle County property record for 505 Ratledge Rd, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,711 sqft · built 1990
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Apr 2006)
Tax Bill$4,342 (2025)
Deeds & MortgagesMar 2019 Mortgage
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-007.40-066

Property Details

APN / Parcel Number

Primary APN13-007.40-066

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,711 sqft Living Area
1st Floor Area2,711 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions348 ft deep x 111 ft wide
Garage TypeDetached
Garage Area840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address505 RATLEDGE RD
CityMIDDLETOWN
StateDE
Zip19709-9241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC40
Legal SubdivisionCRYSTAL RUN FRM SC 2
Legal Lot Number5
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1017
Census Tract16611

Owner

Source: New Castle County records · APN 13-007.40-066

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
WILMINGTON SAVINGS FUND SOCIETY FSB
Jan 12, 2021Deed of Trust, Mortgage · Line of Credit
WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2006 · Amount on Record
Deed SaleApr 06, 2006 · Amount on Record
Prior SaleMar 30, 2004 · Amount on Record
Deed Document Number200632732
Prior Transfer DateMar 29, 2004
Prior Transfer Doc0000035388
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018339
DateMar 14, 2019
Instrument20190314-0018339
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 28, 2034

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241

Mortgage

Document Number0000004786
DateJan 12, 2021
Instrument20210112-0004786
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueDec 26, 2030

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,342.00 (+22%)$559,400 (+458.84%) Land $120,000 Building $439,400
2024$442,710
2023$3,559.00$100,100 Land $15,000 Building $85,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Nearby Properties on Ratledge Rd

Nearby Streets

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