New Castle County property record for 505 Ratledge Rd, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,711 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Apr 2006) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-007.40-066 |
| Primary APN | 13-007.40-066 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,711 sqft Living Area |
| 1st Floor Area | 2,711 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 348 ft deep x 111 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 505 RATLEDGE RD |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | CRYSTAL RUN FRM SC 2 |
| Legal Lot Number | 5 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 16611 |
Source: New Castle County records · APN 13-007.40-066
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2006 · Amount on Record |
| Deed Sale | Apr 06, 2006 · Amount on Record |
| Prior Sale | Mar 30, 2004 · Amount on Record |
| Deed Document Number | 200632732 |
| Prior Transfer Date | Mar 29, 2004 |
| Prior Transfer Doc | 0000035388 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018339 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 20190314-0018339 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 505 RATLEDGE RD, MIDDLETOWN, DE 19709-9241 |
| Document Number | 0000004786 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 20210112-0004786 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 26, 2030 |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,342.00 (+22%) | $559,400 (+458.84%) Land $120,000 Building $439,400 | |
| 2024 | $442,710 | ||
| 2023 | $3,559.00 | $100,100 Land $15,000 Building $85,100 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 19 locations within half a mile of this property.
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