540 Pine Needle Rd, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 540 Pine Needle Rd, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,964 sqft · built 1954
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,920 (Apr 2020)
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-2-A1 J-020`

Property Details

APN / Parcel Number

Primary APN	`12-2-A1 J-020`
Alternative APNs	`122A1 J 2` `8712`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Heated Area
Basement Area	465 sqft
Unfinished Basement	465 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	160 ft deep x 91 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8712
Street Address	540 PINE NEEDLE RD
City	ATHENS
State	GA
Zip	30606-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	SUBD BLK: A ,LOT: 24 ;
Legal Subdivision	RES-BV-050
Legal Block	A
Legal Lot Number	24
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1009
Census Tract	1800

Owner

Source: Athens-Clarke County Unified Government records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 PINE NEEDLE RD, ATHENS, GA 30606-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 28, 2020	Grant Deed, Transfer · Conventional Mortgage SYNOVUS BK
Sep 10, 2018	Grant Deed, Transfer · Conventional Mortgage BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20201354
Deed Book / Page	4978 / 497
Prior Transfer Date	Jun 8, 1989
Prior Transfer Doc	0935000236
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	540 PINE NEEDLE RD, ATHENS, GA 30606-2722
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 PINE NEEDLE RD, ATHENS, GA 30606-2722

Mortgage

Document Number	0057890000000029
Date	Feb 4, 2026
Book Page	0000005789/0000000029

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Apr 28, 2020
Property Address	540 PINE NEEDLE RD, ATHENS, GA 30606-2722
Document Number	0049780497
Book / Page	004978 / 000497
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 PINENEEDLE RD ATHENS GA 306062722, ATHENS, GA 30606-2722

Mortgage

Document Number	49780498
Date	Apr 28, 2020
Book Page	004978/000498

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Sep 10, 2018
Property Address	540 PINE NEEDLE RD, ATHENS, GA 30606-2722
Document Number	0047530514
Book / Page	004753 / 000514
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 PINENEEDLE RD ATHENS GA 306062722, ATHENS, GA 30606-2722

Mortgage

Document Number	47530516
Date	Sep 10, 2018
Book Page	004753/000516

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,433.00 (+55.35%) Homeowner's exemption	$229,337 (+37.75%) Land $44,000 Building $185,337	$573,343 (+37.75%) Land $110,000 Building $463,343
2023	$4,141.00 (+5.02%) Homeowner's exemption	$166,490 (+24.61%) Land $40,000 Building $126,490	$416,226 (+24.61%) Land $100,000 Building $316,226
2022	$3,943.00 Homeowner's exemption	$133,614 Land $40,000 Building $93,614	$334,035 Land $100,000 Building $234,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Xfinity.

Nearby Properties on Pine Needle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures