520 Pine Needle Rd, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 520 Pine Needle Rd, Athens, GA 30606

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,268 sqft · built 1965
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on Record
Tax Bill$9,681 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-2-A1 J-021

Property Details

APN / Parcel Number

Primary APN12-2-A1 J-021
Alternative APNs
  • 122A1 J 21
  • 8713

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,268 sqft Heated Area
1st Floor Area1,125 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions159 ft deep x 85 ft wide
Garage TypeCarport
CarportCarport
Carport Area484 sqft

Exterior Amenities

PorchOpen Porch
Porch Area378 sqft
Deck Area480 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number8713
Old Parcel Number122A1 J 21
Street Address520 PINE NEEDLE RD
CityATHENS
StateGA
Zip30606-2722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-8
Legal DescriptionSUBD BLK: A,LOT: 25;
Legal SubdivisionTALMADGE HLNDS
Legal BlockA
Legal Lot Number25
JurisdictionCLARKE GA
Township / Civil DivisionATHENS
Census Block Group1
Census Block1009
Census Tract1800

Owner

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 PINE NEEDLE RD, ATHENS, GA 30606-2722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2016
Deed SaleDec 9, 2016
Deed Document Number0004537226
Prior Transfer DateJan 13, 2016
Prior Transfer Doc2016-000115
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address520 PINE NEEDLE RD, ATHENS, GA 30606-2722
Document Number0046360177
Book / Page004636 / 000177
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PINENEEDLE RD ATHENS GA 306062722, ATHENS, GA 30606-2722

Mortgage

Document Number0046360177
DateSep 22, 2017
Book Page004636/000177
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 21, 2027

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAthens-Clarke County Unified Government
Unified School DistrictClarke County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,681.00 (+17.08%) Homeowner's exemption$337,517 (+13.03%) Land $44,000 Building $293,517$843,792 (+13.03%) Land $110,000 Building $733,792
2023$8,269.00 (+5%) Homeowner's exemption$298,614 (+16.25%) Land $40,000 Building $258,614$746,534 (+16.25%) Land $100,000 Building $646,534
2022$7,875.00 Homeowner's exemption$256,882 Land $40,000 Building $216,882$642,206 Land $100,000 Building $542,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS-CLARKE CO WATER SYSTEM
serves 125,000 people · EPA ID GA0590000
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Xfinity.

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