540 Panoramic Dr, Silt, CO 81652 Property Records

Garfield County property record for 540 Panoramic Dr, Silt, CO 81652

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,725 sqft · built 1978
Lot Size	3.73 acres (162,479 sqft)
Owner	Individual Name on Record
Last Sale	$637,500 (Aug 2021)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale & Mortgage
APN	`R200055`

Property Details

APN / Parcel Number

Primary APN	`R200055`
Alternative APN	`212736400013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,725 sqft Heated Area
1st Floor Area	1,653 sqft
Basement Area	2,048 sqft
Finished Basement	1,024 sqft
Unfinished Basement	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Metal Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	162,479 sqft (3.73 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Patio Area	867 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R200055
Street Address	540 PANORAMIC DR
City	SILT
State	CO
Zip	81652-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SECTION: 36 TOWNSHIP: 5 RANGE: 92 SUBDIVISION: PANORAMIC MESA LOT: 10
Legal Range	92
Legal Township	05
Legal Section	36
Legal Subdivision	PANORAMIC MESA
Legal Lot Number	1
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	3
Census Block	3002
Census Tract	951901

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 PANORAMIC DR, SILT, CO 81652-8784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 16, 2021	Special Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	2021961544
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	540 PANORAMIC DR, SILT, CO 81652-8784
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000963967
Date	Sep 29, 2021
Instrument	963967

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Aug 16, 2021
Property Address	540 PANORAMIC DR, SILT, CO 81652-8784
Document Number	0000961544
Instrument Date	Aug 16, 2021
Instrument	961544
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MEADOWOOD DR, CARBONDALE, CO 81623-9213

Mortgage

Document Number	0000961545
Date	Aug 16, 2021
Instrument	961545

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (+25.4%)	$47,670 (+7.68%) Land $14,690 Building $32,980	$762,660 (+15.41%) Land $235,000 Building $527,660
2024	$3,142.00 (+15.39%)	$44,270 (-) Land $16,700 Building $27,570	$660,810 (-) Land $249,250 Building $411,560
2023	$2,723.00 (+19.43%)	$44,270 (+28.8%) Land $16,700 Building $27,570	$660,810 (+33.6%) Land $249,250 Building $411,560
2022	$2,280.00	$34,370 Land $11,120 Building $23,250	$494,600 Land $160,000 Building $334,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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