540 Paloma Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 540 Paloma Ave, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1957
Square Footage	820 sqft Living Area
Lot Size	3,000 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$883,000 (2017)
Tax Bill	$13,541.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`016-132-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	820 sqft Living Area
Gross Area	1,390 sqft Gross Area
1st Floor	820 sqft 1st Floor
Basement Area	570 sqft Basement
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	3,000 sqft (0.069 acres)
Depth X Width	100 ft x 30 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	330 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	540 PALOMA AVE
City	PACIFICA
State	CA
Zip	94044-2437
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 23 SALADA BEACH
Legal Subdivision	SALADA BEACH
Legal Block	23
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Minor Civil Division	SOUTH SAN FRANCISCO
Census Blockgroup	1
Census Block	1007
Census Tract	603000

Owner

Source: San Mateo County records · APN 016-132-020

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 PALOMA AVE, PACIFICA, CA 94044-2437
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Doc Number	201736573
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	0000044568
Record Refreshed	Sep 20, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 28, 2017
Property Address	540 PALOMA AVE, PACIFICA, CA 94044-2437
Document Number	0000036573
Map Reference	MAP5 PG20
Instrument Date	Apr 26, 2017
Instrument	2017-036573
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 PALOMA AVE, PACIFICA, CA 94044-2437

Mortgage

Document Number	0000036574
Date	Apr 28, 2017
Instrument	2017-036574

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,045,285 (+2%) Land $828,655 Building $216,630
2025	$13,541.00 (+6.99%)	$1,024,790 (+4.04%) Land $812,407 Building $212,383
2023	$12,656.00 (+6.47%)	$984,998 Land $780,861 Building $204,137	$905,310
2022	$11,887.00

Flood & Wildfire

540 Paloma Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.