520 Paloma Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 520 Paloma Ave, Pacifica, CA 94044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-124-030`

Property Details

APN / Parcel Number

Primary APN	`016-124-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	760 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 PALOMA AVE
City	PACIFICA
State	CA
Zip	94044-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & WLY 10 FT OF LOT 5 & ELY 10 FT OF LOT 7 BLOCK 23 SALADA BEACH
Legal Subdivision	SALADA BEACH
Legal Block	23
Legal Lot Number	6,5,7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1007
Census Tract	603000

Owner

Source: San Mateo County records · APN 016-124-030

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 PALOMA AVE, PACIFICA, CA 94044-2437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 1996
Deed Sale	Jul 30, 1996
Deed Document Number	199692274
Last Transfer Date	Mar 10, 2015
Transfer Doc	0000025198
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	520 PALOMA AVE, PACIFICA, CA 94044-2437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025689
Date	Mar 20, 2020
Instrument	2020-025689

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,003 (+2%) Land $171,336 Building $186,667
2025	$5,254.00 (+8.31%) Homeowner's exemption	$350,984 (+4.04%) Land $167,977 Building $183,007
2023	$4,851.00 (+6.17%) Homeowner's exemption	$337,356 Land $161,455 Building $175,901	$1,170,090
2022	$4,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816030001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1998, rainfall accumulation, Severe Winter Storms And Flooding
Flood Events	Severe Winter Storms And Flooding (Mar 1998), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.