540 Oak St, Frederick, CO 80530 Property Records

Weld County property record for 540 Oak St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 1914
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jan 2019)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-23-002` `R5552186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	1,845 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Garage Area	946 sqft
Porch	Slab
Porch Area	889 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R5552186
Street Address	540 OAK ST
City	FREDERICK
State	CO
Zip	80530-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE 20992 L17 THRU 20 BLK23
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	FREDERICK TOWN
Legal Block	23
Legal Lot Number	17
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1041
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 OAK ST, FREDERICK, CO 80530-7086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Aug 2, 2017	Quit Claim Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Nov 2, 2011 · Amount on Record
Deed Document Number	20194459734
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0004323457
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 14, 2019
Property Address	540 OAK ST, FREDERICK, CO 80530-7086
Document Number	0004459734
Instrument Date	Jan 11, 2019
Instrument	4459734
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	540 OAK ST, FREDERICK, CO 80530-7086
Investor	Possibly a Property Investor

Mortgage

Document Number	0004459735
Date	Jan 14, 2019
Instrument	4459735

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Aug 2, 2017
Property Address	540 OAK ST, FREDERICK, CO 80530-7086
Document Number	0004323457
Instrument Date	Jul 25, 2017
Instrument	4323457
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 OAK ST FREDERICK CO 805307086, FREDERICK, CO 80530-7086

Mortgage

Document Number	4323458
Date	Aug 2, 2017
Instrument	4323458

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,300 (-2.07%) Land $7,340 Building $21,960	$478,762 (-) Land $120,000 Building $358,762
2025	$4,081.00 (+13.84%)	$29,920 (-5.38%) Land $7,500 Building $22,420	$478,762 (+2.44%) Land $120,000 Building $358,762
2024	$3,585.00 (+5.38%)
2023	$3,402.00	$31,620 Land $6,770 Building $24,850	$467,361 Land $100,000 Building $367,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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