522 Oak St, Frederick, CO 80530 Property Records

Weld County property record for 522 Oak St, Frederick, CO 80530

Property Summary

Property TypeOther
Details4,433 sqft · built 1910
Lot Size0.287 acres (12,500 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Dec 2016)
Tax Bill$24,810 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1.31-13-1-E+-11

Property Details

APN / Parcel Number

Primary APN1.31-13-1-E+-11
Alternative APNs
  • 1311-31-2-23-012
  • R7364099

Interior

Stories1 Story
Building Area4,433 sqft Gross Area
1st Floor Area4,433 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2017
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeShed Roof
Lot Area12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR7364099
Street Address522 OAK ST
CityFREDERICK
StateCO
Zip80530-7086
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionFRE L13-16 BLK23
Legal SubdivisionFREDERICK TOWN
Legal Block23
Legal Lot Number13
JurisdictionWELD CO
Township / Civil DivisionERIE-FREDERICK
Census Block Group1
Census Block1041
Census Tract2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1030, FREDERICK, CO 80530-1030
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2016 · Amount on Record
Deed SaleDec 1, 2016 · Amount on Record
Prior SaleNov 7, 1997 · Amount on Record
Deed Document Number20164257957
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address522 OAK ST, FREDERICK, CO 80530-7086
Document Number0004369232
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address433 5TH ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number0004369232
DateJan 22, 2018
Instrument4369232
Lender
NameBANK OF CO
TypeBank
AddressLONGMONT, CO 80501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 21, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalityFrederick Town
Unified School DistrictSt. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,260 (-7.4%) Land $35,940 Building $175,320$845,000 (-) Land $143,750 Building $701,250
2025$24,810.00 (+6.75%)$228,140 (-1.48%) Land $38,810 Building $189,330$845,000 (+1.81%) Land $143,750 Building $701,250
2024$23,242.00 (+4.26%)
2023$22,292.00 (+21%)$231,570 (+31.16%) Land $40,110 Building $191,460$830,000 (+36.33%) Land $143,750 Building $686,250
2022$18,423.00$176,550 Land $24,470 Building $152,080$608,802 Land $84,375 Building $524,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1990–2015)
Claims Outside the SFHA4 of 10
Most Recent ClaimMay 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FREDERICK
serves 17,173 people · EPA ID CO0162288
Water SourcePurchased surface water from CARTER LAKE FILTER PLANT
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on Oak St

Nearby Streets

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