540 Nowak Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 540 Nowak Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,263 sqft · built 2004
Lot Size	4.92 acres (214,315 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2021)
Tax Bill	$6,365 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-31-3203-000-007`

Property Details

APN / Parcel Number

Primary APN	`16-1N-31-3203-000-007`
Alternative APN	`114043130`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,263 sqft Adjusted Area
1st Floor Area	2,095 sqft
Upper Floors Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	214,315 sqft (4.92 acres)
Garage Type	Finished
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	336 sqft
Patio Area	930 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114043130
Old Parcel Number	114043130
Street Address	540 NOWAK RD
City	CANTONMENT
State	FL
Zip	32533-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SW COR OF SEC N 0 DEG 20 MIN 11 SEC W ALG W LI 1671 73/100 FT FOR POB CNT N 0 DEG 20 MIN 11 SEC W 280 01/100 FT N 89
Legal Range	31W
Legal Township	01N
Legal Section	16
Legal Subdivision	SUBDIVISION NUMBER: 3203
Legal Block	7
Legal Lot Number	7
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2013
Census Tract	3700

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	540 NOWAK RD, CANTONMENT, FL 32533-4574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	2021129032
Deed Book / Page	8669 / 972
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 29, 2021
Property Address	540 NOWAK RD, CANTONMENT, FL 32533-4574
Document Number	0086690972
Book / Page	8669 / 972
Instrument Date	Nov 19, 2021
Instrument	2021129032
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 NOWAK RD, CANTONMENT, FL 32533-4574

Mortgage

Document Number	8669974
Date	Nov 29, 2021
Instrument	8669/974

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$538,244 (+5.99%)	$662,256 (+6.79%) Land $83,640 Building $578,616
2024	$6,365.00 (+0.62%)
2023	$6,326.00 (+2.16%) Homeowner's exemption	$507,840 (+3%)	$620,146 (+10.02%) Land $83,640 Building $536,506
2022	$6,192.00 Homeowner's exemption	$493,049	$563,663 Land $83,640 Building $480,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000