Escambia County property record for 440 Nowak Rd, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 2,839 sqft · built 2019 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Dec 2025) |
| Tax Bill | $3,065 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-31-2302-008-002 |
| Primary APN | 16-1N-31-2302-008-002 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,839 sqft Adjusted Area |
| 1st Floor Area | 2,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114032285 |
|---|---|
| Street Address | 440 NOWAK RD |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 8 BLK B GRAYSTONE ESTATES PHASE ONE PB 19 P 46/46A OR 8087 P 533 |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | GRAYSTONE ESTATES PHASE ONE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3700 |
Source: Escambia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 1, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NAVY FCU |
| Jul 24, 2018 | Grant Deed, Transfer DHI TITLE/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 2025092921 |
| Deed Book / Page | 9416 / 791 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0094160791 |
| Book / Page | 9416 / 791 |
| Map Reference | MB 19 PG 46&46A |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025092921 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Name | Verified Name |
|---|---|
| Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Investor | Possibly a Property Investor |
| Document Number | 0009416793 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 9416/793 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0084061426 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 8406/1426 |
| Instrument | 2020099240 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 1, 2019 |
| Property Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0080870533 |
| Book / Page | 008087 / 000533 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 37652 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 13, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 NOWAK RD CANTONMENT FL 325331041, CANTONMENT, FL 32533-1041 |
| Document Number | 80870535 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 008087/000535 |
| Instrument | 37653 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 24, 2018 |
| Property Address | 440 NOWAK RD, CANTONMENT, FL 32533-1041 |
| Document Number | 0079380435 |
| Book / Page | 007938 / 000435 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 58189 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,488.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,090 (+5.99%) | $344,572 (-5.3%) Land $40,000 Building $304,572 | |
| 2024 | $3,065.00 (+1.06%) | ||
| 2023 | $3,033.00 (+2.88%) Homeowner's exemption | $243,512 (+3%) | $363,872 (+14.07%) Land $40,000 Building $323,872 |
| 2022 | $2,948.00 Homeowner's exemption | $236,420 | $318,993 Land $30,000 Building $288,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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