457 Merchant St, Abilene, TX 79603 Property Records

Taylor County property record for 457 Merchant St, Abilene, TX 79603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1947
Lot Size	0.166 acres (7,232 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2020)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75100100600`

Property Details

APN / Parcel Number

Primary APN	`75100100600`
Alternative APN	`48119`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,232 sqft (0.166 acres)
Lot Dimensions	113 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	457 MERCHANT ST
City	ABILENE
State	TX
Zip	79603-7425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N55 W112 1/2&N 9 LT Z CARTER 182 OT ABL-1 S55 LT 1
Legal Subdivision	OT ABILENE
Legal Block	182
Legal Lot Number	Z,1
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	2
Census Block	2007
Census Tract	11200

Owner

457 Merchant St is owned by two individuals who bought it in December 2020.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1910 WESTMORELAND ST, ABILENE, TX 79603-3452
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
Apr 30, 2020	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY
Mar 17, 2017	Warranty Deed, Transfer KAREN CHAPMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	202022877
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000017147
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Dec 2, 2020
Property Address	457 MERCHANT ST, ABILENE, TX 79603-7425
Document Number	0000022877
Map Reference	VOL F PG 582
Instrument Date	Nov 30, 2020
Instrument	2020-00022877
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	SECURITY TITLE ABL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 HOG EYE RD, ABILENE, TX 79602-1392

Mortgage

Document Number	0000022878
Date	Dec 2, 2020
Instrument	2020-00022878

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 30, 2035

Interest

Rate Type	Adjustable Rate

April 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	TAYLOR TX
Recording Date	Apr 30, 2020
Property Address	457 MERCHANT ST, ABILENE, TX 79603-7425
Document Number	0000007065
Instrument Date	Apr 28, 2020
Instrument	7065
Transaction Type	Foreclosure
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 N 10TH ST ABILENE TX 796034545, ABILENE, TX 79603-4545

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR TX
Recording Date	Mar 17, 2017
Property Address	457 MERCHANT ST, ABILENE, TX 79603-7425
Document Number	0000004181
Instrument Date	Mar 15, 2017
Instrument	4181
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	457 MERCHANT ST ABILENE TX 796037425, ABILENE, TX 79603-7425

Mortgage

Document Number	4182
Date	Mar 17, 2017
Instrument	4182

Lender

Name	KAREN CHAPMAN
Address	3981 N 10TH ST, ABILENE, TX 79603-4545
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 16, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 457 Merchant St was $3,498.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,557 (-2.46%) Land $9,763 Building $140,794	$150,557 (-2.46%) Land $9,763 Building $140,794
2025	$3,498.00	$154,352 (+14.22%) Land $9,763 Building $144,589	$154,352 (+14.22%) Land $9,763 Building $144,589
2024		$135,131 (+2.89%) Land $2,531 Building $132,600	$135,131 (+2.89%) Land $2,531 Building $132,600
2023	$3,027.00 (+2.13%)	$131,335 Land $2,531 Building $128,804	$131,335 Land $2,531 Building $128,804
2022	$2,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 Merchant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 457 Merchant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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