540 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 540 Main St, Morro Bay, CA 93442

Property Summary

Property TypeMotel
Details5,648 sqft · built 1966
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Last Sale$1,500,000 (Nov 2012)
Tax Bill$20,308 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN066-136-001

Property Details

APN / Parcel Number

Primary APN066-136-001

Interior

Stories2 Stories
Building Area5,648 sqft Gross Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address540 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2536
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Local Zoning CodeC1
Legal DescriptionCY MB TN MORRO BL 9 LTS 7 & 8
Legal SubdivisionTOWN/MORRO
Legal Block9
Legal Lot Number7,8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1031
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13506 WARREN AVE, MARINA, CA 93933-4992
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2012 · Amount on Record
Deed SaleNov 30, 2012 · Amount on Record
Prior SaleSep 30, 2011 · Amount on Record
Deed Document Number201270124
Prior Transfer DateOct 1, 2002
Prior Transfer Doc0000086160
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address540 MAIN ST, MORRO BAY, CA 93442-2536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018086
DateMay 4, 2018
Instrument2018018086
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,878,612 (+1.96%) Land $753,629 Building $1,124,983
2025$20,308.00 (+3.51%)$1,842,532 (+3.95%) Land $738,852 Building $1,103,680
2023$19,619.00 (+6.64%)$1,772,481 Land $710,162 Building $1,062,319
2022$18,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

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