Woonsocket City property record for 540 Lydia Ave, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1964 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Jan 2023) |
| Tax Bill | $3,880 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3634720 |
| Primary APN | 3634720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3634720 |
|---|---|
| Street Address | 540 LYDIA AVE |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 36 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 17700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woonsocket City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 LYDIA AVE, WOONSOCKET, RI 02895-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Warranty Deed, Transfer |
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2016 · Amount on Record |
| Deed Document Number | 2023226324 |
| Deed Book / Page | 2789 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jan 31, 2023 |
| Property Address | 540 LYDIA AVE, WOONSOCKET, RI 02895-6603 |
| Document Number | 0002789-51 |
| Book / Page | 2789 / 51 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 226324 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 LYDIA AVE, WOONSOCKET, RI 02895-6603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 540 LYDIA AVE, WOONSOCKET, RI 02895-6603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2543-25 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 2543/25 |
| Instrument | 208499 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,880.00 (+18.55%) | $345,500 (+47.59%) Land $125,800 Building $219,700 | $390,114 |
| 2023 | $3,273.00 | $234,100 (-) Land $97,200 Building $136,900 | |
| 2022 | $3,273.00 | $234,100 Land $97,200 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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