469 Lydia Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 469 Lydia Ave, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1964
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Feb 2019)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Sep 2023 Refinance Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31287`

Property Details

APN / Parcel Number

Primary APN	`31287`
Alternative APN	`WOON M:34A L:27 U:27`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,104 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	31287
Street Address	469 LYDIA AVE
City	WOONSOCKET
State	RI
Zip	02895-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	27
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2023
Census Tract	17700

Owner

Source: Woonsocket City records · APN 31287

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	469 LYDIA AVE, WOONSOCKET, RI 02895-6620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Feb 14, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	2019199407
Deed Book / Page	2419 / 112
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	469 LYDIA AVE, WOONSOCKET, RI 02895-6620
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002832-76
Date	Sep 28, 2023
Book Page	2832/76
Instrument	229472

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	469 LYDIA AVE, WOONSOCKET, RI 02895-6620
Transaction Type	Mortgage
Record Updated	Sep 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2657-133
Date	Aug 30, 2021
Book Page	2657/133
Instrument	216655

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	469 LYDIA AVE, WOONSOCKET, RI 02895-6620
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2495-147
Date	Dec 26, 2019
Book Page	2495/147
Instrument	205036

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jan 01, 2024

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 14, 2019
Property Address	469 LYDIA AVE, WOONSOCKET, RI 02895-6620
Document Number	2419-112
Book / Page	002419 / 000112
Instrument Date	Feb 14, 2019
Instrument	9407
Transaction Type	Transfer
Record Updated	Mar 05, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 LYDIA AVE WOONSOCKET RI 028956620, WOONSOCKET, RI 02895-6620

Mortgage

Document Number	2419-114
Date	Feb 14, 2019
Book Page	002419/000114
Instrument	9408

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,633.00 (+19.72%)	$412,600 (+49.06%) Land $128,500 Building $284,100
2023	$3,870.00	$276,800 (-) Land $99,300 Building $177,500
2022	$3,870.00	$276,800 Land $99,300 Building $177,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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