540 Los Altos Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 540 Los Altos Dr, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,248 sqft · built 2001
Lot Size0.149 acres (6,495 sqft)
OwnerIndividual Name on File
Last Sale$830,000 (Sep 2006)
Tax Bill$13,068 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN595-700-62-00

Property Details

APN / Parcel Number

Primary APN595-700-62-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,248 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area6,495 sqft (0.149 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address540 LOS ALTOS DR
CityCHULA VISTA
StateCA
Zip91914-4132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF2
Legal DescriptionLOT 20 TR 013742
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013742
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1004
Census Tract21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address540 LOS ALTOS DR, CHULA VISTA, CA 91914-4132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2006 · Amount on File
Deed SaleSep 29, 2006 · Amount on File
Prior SaleFeb 9, 2001 · Amount on File
Deed Document Number2006695023
Prior Transfer DateSep 1, 2006
Prior Transfer Doc0000695025
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 LOS ALTOS DR, CHULA VISTA, CA 91914-4132
Document Number0000275022
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address540 LOS ALTOS DR CHULA VISTA CA 919144132, CHULA VISTA, CA 91914-4132

Mortgage

Document Number0000275022
DateJul 10, 2019
Instrument275022
Lender
NameMOEL FAMILY TRUST (RT)
Address2807 VIA POSADA, LA JOLLA, CA 92037-2205
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,134,179 (+2%) Land $450,938 Building $683,241
2025$13,068.00 (+5.37%)$1,111,942 (+4.04%) Land $442,097 Building $669,845
2023$12,402.00 (+8.86%)$1,068,766 Land $424,931 Building $643,835
2022$11,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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