San Diego County property record for 531 Los Altos Dr, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,825 sqft · built 2001 |
| Lot Size | 0.181 acres (7,903 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,936 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-700-54-00 |
| Primary APN | 595-700-54-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,825 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,903 sqft (0.181 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 531 LOS ALTOS DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF2 |
| Legal Description | LOT 12 TR 013742 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013742 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21306 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 1, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Mar 5, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 18, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 |
| Deed Sale | Mar 5, 2021 |
| Prior Sale | Nov 7, 2003 · Amount on File |
| Deed Document Number | 2021175784 |
| Prior Transfer Date | Mar 1, 2021 |
| Prior Transfer Doc | 0000175784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 31 LOUALTA WAY, CHULA VISTA, CA 91910-4911 |
| Document Number | 0000009006 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024-0009006 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000435324 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019-0435324 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 5, 2021 |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000175784 |
| Map Reference | MAP 13742 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-0175784 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE-SD, LAWYERS TITLE SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000175785 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021-0175785 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 5, 2021 |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000175786 |
| Map Reference | MAP 13742 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-0175786 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 11, 2019 |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000130718 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 130718 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 531 LOS ALTOS DR CHULA VISTA CA 919144133, CHULA VISTA, CA 91914-4133 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 531 LOS ALTOS DR, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000442625 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 531 LOS ALTOS DR CHULA VISTA CA 919144133, CHULA VISTA, CA 91914-4133 |
| Document Number | 0000442625 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 442625 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $955,648 (+2%) Land $213,695 Building $741,953 | |
| 2025 | $10,936.00 (+5.41%) Homeowner's exemption | $936,910 (+4.04%) Land $209,505 Building $727,405 |
| 2023 | $10,375.00 (+2.88%) Homeowner's exemption | $900,531 Land $201,371 Building $699,160 |
| 2022 | $10,085.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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