Polk County property record for 540 Lago Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,522 sqft · built 2012 |
| Lot Size | 0.177 acres (7,728 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Nov 2024) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-32-709502-000210 |
| Primary APN | 27-26-32-709502-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 1,922 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,728 sqft (0.177 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Street Address | 540 LAGO LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD LAKES VILLAGE 3A PB 143 PG 6-12 LOT 21 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | RIDGEWOOD LAKES VILLAGE 3A |
| Legal Tract | 709502 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12514 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 LAGO LOOP, DAVENPORT, FL 33837-6809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Jun 13, 2012 · Amount on Record |
| Deed Document Number | 2024260582 |
| Deed Book / Page | 13335 / 784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 25, 2017 |
| Property Address | 540 LAGO LOOP, DAVENPORT, FL 33837-6809 |
| Document Number | 0102670913 |
| Book / Page | 010267 / 000913 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 182260 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 LAGO LOOP DAVENPORT FL 338376809, DAVENPORT, FL 33837-6809 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,769 (-13.24%) Land $76,000 Building $236,769 | $312,769 (-13.24%) Land $76,000 Building $236,769 | |
| 2025 | $4,141.00 (+46.74%) Homeowner's exemption | $360,493 (+43.35%) Land $76,000 Building $284,493 | $360,493 (-4.17%) Land $76,000 Building $284,493 |
| 2023 | $2,822.00 (+1.22%) Homeowner's exemption | $251,479 (+3%) | $376,175 (+15.23%) Land $74,000 Building $302,175 |
| 2022 | $2,788.00 Homeowner's exemption | $244,154 | $326,451 Land $62,000 Building $264,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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