524 Lago Loop, Davenport, FL 33837 Property Records

Polk County property record for 524 Lago Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,916 sqft · built 2012
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jan 2017)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-26-32-709502-000250`

Property Details

APN / Parcel Number

Primary APN	`27-26-32-709502-000250`
Alternative APNs	`322627709502000250` `22627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,916 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,453 sqft (0.171 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	192 sqft

Location & Zoning

Street Address	524 LAGO LOOP
City	DAVENPORT
State	FL
Zip	33837-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD LAKES VILLAGE 3A PB 143 PG 6-12 LOT 25
Legal Range	27E
Legal Township	26S
Legal Section	32
Legal Subdivision	RIDGEWOOD LAKES VILLAGE 3A
Legal Tract	709502
Legal Block	1
Legal Lot Number	25
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1005
Census Tract	12514

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 LAGO LOOP, DAVENPORT, FL 33837-6809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Reverse Mortgage CLICK N CLOSE INC
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 2017 · Amount on Record
Deed Sale	Jan 1, 2017 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Book / Page	10058 / 1955
Last Transfer Date	Jan 26, 2017
Transfer Doc	0000024230
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	524 LAGO LOOP, DAVENPORT, FL 33837-6809
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 LAGO LOOP, DAVENPORT, FL 33837-6809

Mortgage

Document Number	0000019069
Date	Jan 25, 2023
Book Page	12561/1433
Instrument	2023019069

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.7%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 7, 2017
Property Address	524 LAGO LOOP, DAVENPORT, FL 33837-6809
Document Number	0100581955
Book / Page	010058 / 001955
Instrument Date	Jan 26, 2017
Instrument	24230
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 LAGO LOOP DAVENPORT FL 338376809, DAVENPORT, FL 33837-6809

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,566 (+2.7%)	$275,269 (-12.55%) Land $76,000 Building $199,269
2025	$2,571.00 (-12.07%) Homeowner's exemption	$239,110 (+5.99%)	$314,756 (-3.69%) Land $76,000 Building $238,756
2023	$2,924.00 (+3.03%) Homeowner's exemption	$225,603 (+3%)	$326,820 (+11.25%) Land $74,000 Building $252,820
2022	$2,838.00 Homeowner's exemption	$219,032	$293,774 Land $62,000 Building $231,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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