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540 Kansas Ave, Elyria, OH 44035 Property Records

Lorain County property record for 540 Kansas Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1981
Lot Size0.239 acres (10,454 sqft)
OwnerOwner Name on File
Last Sale$105,000 (Oct 2010)
Tax Bill$2,090 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-005-111-022

Property Details

APN / Parcel Number

Primary APN10-00-005-111-022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions154 ft deep x 70 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
Patio Area252 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address540 KANSAS AVE
CityELYRIA
StateOH
Zip44035-8223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE HTS SUB 3 70 X 154.43
Legal SubdivisionCHESTNUT RIDGE HEIGHTS SUBDIVISION #3
Legal Block111
Legal Lot Number136-137
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3039
Census Tract71202

Owner

Source: Lorain County assessment roll, APN 10-00-005-111-022, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address540 KANSAS AVE, ELYRIA, OH 44035-8223
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 20, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2010 · Amount on Record
Deed SaleOct 19, 2010 · Amount on Record
Prior SaleNov 22, 2004 · Amount on Record
Deed Document Number2010004368
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address540 KANSAS AVE, ELYRIA, OH 44035-8223
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000882967
DateJul 13, 2022
Instrument2022-0882967
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address540 KANSAS AVE, ELYRIA, OH 44035-8223
Document Number0000766696
Instrument DateJun 20, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 KANSAS AVE ELYRIA OH 440358223, ELYRIA, OH 44035-8223

Mortgage

Document Number0000766696
DateJun 29, 2020
Instrument766696
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,090.00$44,380 (-0.01%) Land $14,270 Building $30,110$126,810 (-) Land $40,770 Building $86,040
2024$2,090.00 (+5.93%)$44,384 (+22.54%) Land $14,270 Building $30,114$126,810 (+22.55%) Land $40,770 Building $86,040
2023$1,973.00 (+0.36%)$36,219 (%) Land $10,994 Building $25,225$103,480 (-) Land $31,410 Building $72,070
2022$1,966.00$36,220 Land $10,990 Building $25,230
2021$103,480 Land $31,410 Building $72,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 228 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Uniti Group
DSL · Fiber in parts of the area		200 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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