523 Kansas Ave, Elyria, OH 44035 Property Records

Lorain County property record for 523 Kansas Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1979
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$3,072 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-00-005-102-082

Property Details

APN / Parcel Number

Primary APN10-00-005-102-082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area520 sqft
2nd Floor Area1,108 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions155 ft deep x 73 ft wide
Garage TypeAttached
Garage Area520 sqft

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Deck Area168 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address523 KANSAS AVE
CityELYRIA
StateOH
Zip44035-8216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE HTS SUBD 3 FRNT 0067.49 DPTH 0167.83
Legal SubdivisionCHESTNUT RIDGE HTS SUBD 3 FRNT
Legal Block102
Legal Lot Number64
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3023
Census Tract71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 KANSAS AVE, ELYRIA, OH 44035-8216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address523 KANSAS AVE, ELYRIA, OH 44035-8216
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 KANSAS AVE, ELYRIA, OH 44035-8216

Mortgage

Document Number20210844426
DateOct 15, 2021
Instrument2021-0844426
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,072.00 (+11.59%)$65,240 (+29.14%) Land $14,700 Building $50,540$186,420 (+29.15%) Land $42,010 Building $144,410
2023$2,753.00 (+0.4%)$50,519 (%) Land $11,333 Building $39,186$144,340 (-) Land $32,380 Building $111,960
2022$2,742.00$50,520 Land $11,330 Building $39,190
2021$144,340 Land $32,380 Building $111,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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