State of Hawaii and Hawaii County property record for 540 Kaanini St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 1980 |
| Lot Size | 0.193 acres (8,418 sqft) |
| Owner | Company Name on Record |
| Last Sale | $133,000 (Nov 1994) |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-066-027 |
| Primary APN | 3-2-4-066-027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,726 sqft |
| Basement Area | 596 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,418 sqft (0.193 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 310 sqft |
| Street Address | 540 KAANINI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Description | LOT 67-A-22-B 8418 SF MAP 25 LCAPP 1025 SUBJ/ESMT |
| Legal Subdivision | PACIFIC HEIGHTS |
| Legal Lot Number | 67-A- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20400 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 540 KAANINI ST, HILO, HI 96720-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1994 · Amount on Record |
| Deed Sale | Nov 10, 1994 · Amount on Record |
| Deed Document Number | 19942194519 |
| Last Transfer Date | Jul 1, 2009 |
| Transfer Doc | 0003879907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 540 KAANINI ST, HILO, HI 96720-2751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0T12019040 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | T-12019040 |
| Name | BANK OF HAWAII |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,100 (+3%) Land $89,100 Building $378,000 | $710,900 (-3.34%) Land $220,200 Building $490,700 | |
| 2025 | $1,533.00 (+5.22%) | $453,500 (+3%) Land $89,100 Building $364,400 | $735,500 (+3.2%) Land $244,800 Building $490,700 |
| 2024 | $440,300 (+2.99%) Land $89,100 Building $351,200 | $712,700 (+8.36%) Land $244,700 Building $468,000 | |
| 2023 | $1,457.00 Homeowner's exemption | $427,500 Land $89,100 Building $338,400 | $657,700 Land $222,500 Building $435,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 90% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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