State of Hawaii and Hawaii County property record for 528 Kaanini St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,656 sqft · built 1991 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jan 2021) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-066-011 |
| Primary APN | 3-2-4-066-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 528 KAANINI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Description | LOT 67-A-13 9,000 SF MAP 24 LCAPP 1205 |
| Legal Subdivision | PACIFIC HEIGHTS |
| Legal Lot Number | 67-A- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20400 |
528 Kaanini St is owned and occupied by an individual who bought it in January 2021.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 KAANINI ST, HILO, HI 96720-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage HAWAIIUSA FCU |
| Jan 28, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage CENTRAL PACIFIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Prior Sale | Jan 28, 2021 · Amount on File |
| Deed Document Number | 202111350157 |
| Prior Transfer Date | Apr 17, 2015 |
| Prior Transfer Doc | 00T9251214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 528 KAANINI ST, HILO, HI 96720-2751 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0T11987023 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | T-11987023 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Amount | Amount on Record |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jan 28, 2021 |
| Property Address | 528 KAANINI ST, HILO, HI 96720-2751 |
| Document Number | 0T11350157 |
| Instrument Date | Jan 13, 2021 |
| Instrument | T-11350157 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | FAM |
| Tax | $660.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 528 KAANINI ST, HILO, HI 96720-2751 |
| Document Number | 0T11350158 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | T-11350158 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 528 Kaanini St was $3,197 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,100 (+3%) Land $221,800 Building $522,300 | $744,600 (-3.21%) Land $221,800 Building $522,800 | |
| 2025 | $3,197.00 | $722,400 (+2.99%) Land $224,100 Building $498,300 | $769,300 (+4.28%) Land $246,500 Building $522,800 |
| 2024 | $701,400 (+3%) Land $224,100 Building $477,300 | $737,700 (+8.33%) Land $246,400 Building $491,300 | |
| 2023 | $3,050.00 | $681,000 Land $224,100 Building $456,900 | $681,000 Land $224,100 Building $456,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Kaanini St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Kaanini St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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