Jefferson County property record for 540 Harrison St, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Feb 1987) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0714-033 |
| Primary APN | 290-0813-0714-033 |
|---|
| Lot Area | 10,454 sqft (0.239 acres) |
|---|
| Street Address | 540 HARRISON ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5,BLK 5, HOYT & SEEBER 1ST ADD. ALSO S1/2 VAC ALLEY IN 742 242. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 07 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | HOYT & SEEBER 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 100400 |
Source: Jefferson County records · APN 290-0813-0714-033
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 HARRISON ST, WATERLOO, WI 53594-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Oct 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 1987 · Amount on Record |
| Deed Sale | Feb 26, 1987 · Amount on Record |
| Deed Document Number | 827391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 540 HARRISON ST, WATERLOO, WI 53594-1409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001482635 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | 1482635 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 540 HARRISON ST, WATERLOO, WI 53594-1409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001472251 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 1472251 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 540 HARRISON ST, WATERLOO, WI 53594-1409 |
| Document Number | 0001402731 |
| Instrument Date | Oct 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 HARRISON ST WATERLOO WI 535941409, WATERLOO, WI 53594-1409 |
| Document Number | 0001402731 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 1402731 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 18, 2025 |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,289.00 (+24.1%) Homeowner's exemption | $234,100 (+35.63%) Land $43,000 Building $191,100 | $258,300 |
| 2023 | $3,456.00 Homeowner's exemption | $172,600 Land $36,000 Building $136,600 |
Source: FEMA National Flood Hazard Layer, Jefferson County (55055C), as of November 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550551004001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2008) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WI1280115, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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