423 Harrison St, Waterloo, WI 53594 Property Records

Jefferson County property record for 423 Harrison St, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size0.208 acres (9,104 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jul 2022)
Tax Bill$4,771 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN290-0813-0714-014

Property Details

APN / Parcel Number

Primary APN290-0813-0714-014

Exterior

Lot Area9,104 sqft (0.208 acres)
Lot Dimensions138 ft deep x 66 ft wide

Location & Zoning

Street Address423 HARRISON ST
CityWATERLOO
StateWI
Zip53594-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN66FT OF LOT 3 & N66FT OF E1/2 OF LOT 2, BLK 1 OF HOYT & SEEBER 1ST ADD
Legal Range13E
Legal Township08N
Legal Section07
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionHOYT & SEEBER 1ST ADD
Legal Block1
Legal Lot Number2-3
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1031
Census Tract100400

Owner

Source: Jefferson County records · APN 290-0813-0714-014

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 HARRISON ST, WATERLOO, WI 53594-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2022Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO
May 09, 2022Warranty Deed, Transfer · Conventional Mortgage
MONONA STATE BANK
Apr 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITY OF WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2022 · Amount on Record
Deed SaleJul 05, 2022 · Amount on Record
Prior SaleMay 09, 2022 · Amount on Record
Deed Document Number1464525
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateJul 05, 2022
Property Address423 HARRISON ST, WATERLOO, WI 53594-1309
Document Number0001464525
Instrument DateJun 30, 2022
Instrument1464525
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 HARRISON ST, WATERLOO, WI 53594-1309

Mortgage

Document Number0001464526
DateJul 05, 2022
Instrument1464526
Lender
NameGUILD MORTGAGE CO
Agreement
TypeVA Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateMay 09, 2022
Property Address423 HARRISON ST, WATERLOO, WI 53594-1309
Document Number0001462378
Instrument DateMay 06, 2022
Instrument1462378
Transaction TypeTransfer
Record UpdatedJun 01, 2022
Title CompanyNATIONS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 MCKAY WAY, WATERLOO, WI 53594-1456

Mortgage

Document Number0001462379
DateMay 09, 2022
Instrument1462379
Lender
NameMONONA STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON WI
Recording DateApr 26, 2021
Property Address423 HARRISON ST, WATERLOO, WI 53594-1309
Document Number0001444201
Instrument DateApr 19, 2021
Instrument1444201
Transaction TypeTransfer
Record UpdatedMay 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address423 HARRISON ST, 423, WATERLOO, WI 53594-1309

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 HARRISON ST, WATERLOO, WI 53594-1309

Mortgage

Document Number0001444202
DateApr 26, 2021
Instrument1444202
Lender
NameUNIVERSITY OF WISCONSIN CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.38%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address423 HARRISON ST, WATERLOO, WI 53594-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001433934
DateOct 26, 2020
Instrument1433934
Lender
NameCITY OF WATERLOO
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,771.00 (+25.85%) Homeowner's exemption$260,400 (+37.78%) Land $38,500 Building $221,900$287,400
2023$3,791.00 Homeowner's exemption$189,000 Land $32,500 Building $156,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1979–2008)
Claims Outside the SFHA1 of 11
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Netwurx.

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Harrison St

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