540 Gray St, Hudson, WI 54016 Property Records

St. Croix County property record for 540 Gray St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1955
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Trust Names on File
Last Sale	$180,300 (Jun 2015)
Tax Bill	$4,444 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`236-0879-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-0879-00-000`
Alternative APN	`1577832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Total Area
1st Floor Area	1,238 sqft
Basement Area	902 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	155 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	540 GRAY ST
City	HUDSON
State	WI
Zip	54016-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	QUALITY PARK ADD L8 BLK 2
Legal Range	19W
Legal Township	29N
Legal Section	30
Legal Subdivision	QUALITY PARK ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2035
Census Tract	120201

Owner

540 Gray St is owner-occupied and held in a trust since June 2015.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	540 GRAY ST, HUDSON, WI 54016-2111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2015 · Amount on File
Deed Sale	Jun 15, 2015 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Document Number	20151013768
Prior Transfer Date	Jan 16, 2015
Prior Transfer Doc	0001008129
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Sep 23, 2026
Property Address	540 GRAY ST, HUDSON, WI 54016-2111
Document Number	0001213333
Instrument Date	Sep 8, 2026
Instrument	20261213333
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	540 GRAY ST, HUDSON, WI 54016-2111

Mortgage

Document Number	0001213333,
Date	Sep 23, 2026
Instrument	20261213333

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 29, 2020
Property Address	540 GRAY ST, HUDSON, WI 54016-2111
Document Number	0001105949
Instrument Date	Jun 19, 2020
Instrument	1105949
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	540 GRAY ST HUDSON WI 540162111, HUDSON, WI 54016-2111

Tax Assessment & Valuation

The 2026 property tax bill for 540 Gray St was $4,444 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,444.00 (+0.02%) Homeowner's exemption
2025	$4,443.00 (+5.84%) Homeowner's exemption	$354,900 (+41.96%) Land $105,500 Building $249,400	$354,900 (+41.96%) Land $105,500 Building $249,400
2024	$4,198.00 (+8.2%) Homeowner's exemption	$250,000 (-) Land $64,100 Building $185,900	$250,000 (-) Land $64,100 Building $185,900
2023	$3,880.00 Homeowner's exemption	$250,000 Land $64,100 Building $185,900	$250,000 Land $64,100 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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